|
Type of Service
|
Defense Loans (Made before
7/1/72)
|
National Direct Loans (Made
7/1/72-6/30/87)
|
Perkins Loans (Made after
6/30/87)
|
Perkins or Direct (Made
after 7/22/92)
|
|
TEACHER
|
|
|
|
|
|
Full-time teacher in math,
science, foreign languages, bilingual education,
or in other fields designated as teacher shortage
areas
|
None
|
None
|
None
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time teaching
handicapped children
|
15% per year up to
100%
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time teaching in special
education
|
None
|
None
|
None
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time teaching in
low-income schools
|
15% per year up to
100%
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time teaching in
elementary, secondary, or higher education
schools
|
10% per year up to 50%
|
None
|
None
|
None
|
|
EMPLOYMENT
|
|
|
|
|
|
Nurses and Medical
Technicians providing Health Care Services
|
None
|
None
|
None
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time employee of a
public or nonprofit child or family service
agency, providing services to high-risk children
from low-income communities and their
families
|
None
|
None
|
None
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time qualified
professional provider of early intervention
services
|
None
|
None
|
None
|
15% first and second years;
20% third and fourth years; 30% fifth year
|
|
Service in U.S. Armed Forces
in an area of hostility
|
|
12.5% per year up to 50%; 4
year max
|
12.5% per year up to 50%; 4
year max
|
12.5% per year up to 50%; 4
year max
|
|
Full-time law enforcement
(advances on or after 11/29/90)
|
None
|
None
|
5% first and second years;
20% third and fourth years; 30% fifth year
|
5% first and second years;
20% third and fourth years; 30% fifth year
|
|
Full-time service as staff
member in a Head Start Program
|
None
|
15% per year up to
100%
|
15% per year up to
100%
|
15% per year up to
100%
|
|
Full-time Peace Corps/ VISTA
Volunteer Services
|
None
|
None
|
15% first and second years;
20% third and fourth years
|
15% first and second years;
20% third and fourth years (Perkins)
|
|
Total and permanent
disability; death; qualified bankruptcy
|
100%
|
100%
|
100%
|
100%
|
