To proceed with the application process for the Federal Perkins Loan Programs, the student must receive and return the Financial Aid Award Notification letter to the Office of Financial Aid at ETSU and accept the offer of the loan. The student will receive a Master Promissory note and borrower information sheet to complete, sign, and return to the Bursar's Perkins Loan Department at ETSU.

All students borrowing from the Federal Perkins Loan Program are required to complete Entrance Loan Counseling, which may be done electronically at http://www.mapping-your-future.org. Upon completion, you must submit your online form. This form will be sent to the Office of Financial Aid at ETSU confirming your completion of the required loan counseling session. However, the Federal Perkins Loan "Exit Interview" must be completed with the ETSU Perkins Loan Department, which can be reached by phone (423 439-4212) or email (bursar@etsu.edu) for details. Entrance Loan Counseling is mandatory before receiving loan funds for the first time while attending ETSU. Entrance Loan Counseling must be completed at ETSU and not at another institution. Federal regulations require all student loan borrowers to participate in Exit Loan Counseling whenever you drop below half-time enrollment status, withdraw, graduate, or transfer from ETSU.