Planning for Retirement Topic

Powerpoint, Handouts and References

Kickoff

• Dr. Ron Hamdy, Quillen C.O.M. Chair of Geriatrics
• Betty Tester, Past President ETSURA
• Dr. Margaret Hoagland, ETSURA Member
• Dr. Delmar Mack, ETSURA Member & Adjunct Professor

Video, 2008 afternoon session

Video, 2008 evening session

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• See 2007, Health Considerations
• Retirement Decision Making Areas
• TCRS-ORP Comparison
• TCRS Benefit Calculator
• TCRS Sick Leave Accumulation Schedule
• TCRS Retired Members, June 30, 2005
• TCRS-Social Security-Health Insurance Time-Line
• " Make Your Nest Egg Last." Updegrave, Walter. MONEY Magazine senior editor, Money Magazine, June 14, 2006.
• " Your Family's Money." Updegrave, Walter, MONEY Magazine senior editor, Money Magazine, July 20, 2006.
• " 7 smart reasons not to retire early", Consumer Reports Money Advisor, Feb. 2006.
• " The new retirement: Staying 'engaged' can keep you healthier", Consumer Reports on Health, April 2006.
• " Preretirement Do's and Don'ts." Pfaff, Timothy. Dynamic Years May-June 1979.
• " The 13 biggest retirement mistakes." Consumer Reports Money Advisor, Aug. 2005.
• " Personal Wealth - A veteran financial writer discusses what surprised him about retirement." Hinden, Stan. Bloomberg Personal Finance. June 2002.
• " Surprises that await in retirement." Daugherty, Greg. Consumer Reports Money Advisor, Apr. 2007

Legal Issues

Jeff Anderson, J.D.,
Associate V.P.,

ETSU University Advancement

Video, 2007, 1 hr. 40 min.
No video from 2008. Content the same.

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• PowerPoint Presentation 
  (If unable to view, click to download PowerPoint Viewer 2007)
• Tennessee Department of Health Model Forms

Other Suggested References:

• The Wall Street Journal. Complete Retirement Guidebook: How to Plan It, Live It and Enjoy It
• AARP Crash Course in Estate Planning: The Essential Guide to Wills, Trusts, and Your Personal Legacy (AARP)
• www.smartmoney.com
• A Guide to Elder Planning: Everything You Need to Know to Protect Yourself Legally and Financially (Paperback), by Steve Weisman

Dr. Bill Trainor, Assoc. Professor, College of Business & Technology

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• Powerpoint: Investing 101: Accumulating The First Million
  View videos along with a copy of the powerpoint
  (If unable to view, click to download PowerPoint Viewer 2007)
• Video - afternoon session (contains 1st part of evening session)
• Video - evening session (starts at 1:28:04 of afternoon video)

Financial Planning with Less than 10 years to Retirement

Dr. Larry White, Professor & Chair of Banking, College of Business & Technology

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• PowerPoint.  View video (below) along with a copies of the powerpoint (above)
  (If unable to view, click to download PowerPoint Viewer 2007)
• Video, 1 hr. 35 min.
• www.analyzenow.com
• Retirement Planning Calculators from AARP

Dr. Joe Mason, Assoc. Professor, College of Business & Technology

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• Video, 1 hr. 14 min.
• www.yahoofinance.com
• www.yahoofinance.com/retirement
• Retirement Planning Calculators from AARP

Estate Planning

Marguerite Self Elkins, C.F.P., J.D., LL.M,

Crossbridge Advisors

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• PowerPoint
  (If unable to view, click to download PowerPoint Viewer 2007)

• Video, 1 hr. 21 min.

  View videos along with a copies of the powerpoint above

TCRS

Mark Wakefield,
TCRS Retirement Counselor

Video, 2 hours

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• Retirement...A New Beginning (TCRS Handbook)
• TCRS Retirement Application

ORP

Beth Chapman, State Deferred Compensation Office and

ORP Reps. from ING, TIAA-CREF, VALIC

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• Video - afternoon session

• Video - evening session

• Optional Retirement Program (ORP)

Medicare

Tony Thompson
District Manager, SSA

Video, 1 hr. 23 min.

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• PowerPoint Presentation
  (If unable to view, click to download PowerPoint Viewer 2007)
• Medicare: The Official U.S. Government Site
• TN Medicare Supplement Plan
• SMP-Medicare Fraud Prevention
• AARP Medicare Site
• Medicare Drug Coverage - The Basics (AARP Bulletin, November 2005) - similar, but not the same handout from Oct. 9
• SMP Resources (Senior Medicare Patrol)
• First TN Area Agency on Aging & Disability
• National Clearinghouse for Long-Term Care Information

Social Security

Tony Thompson,
District Manager, SSA

Video, 1 hr., 22 min.

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• PowerPoint Presentation
  (If unable to view, click to download PowerPoint Viewer 2007)
• Understanding the Benefits (SSA Publication handed out)
• Schedule of Social Security Benefit Payments 2007
• Direct Deposit Frequently Asked Questions
• Do I have to pay income tax on my Social Security benefits?
• How to Have Federal Taxes Withheld from Your Social Security Benefit
• Social Security Online: The Official U.S. Government Site

More Social Security information below:

• Request for Employment Information Form CMS-L564 (only obtained from Social Security)
• Medicare Part B Monthly Premium Increase 2008
• Medicare Part D Subsidy Information
• Questions About Enrolling in Medicare's Prescription Drug Coverage

Harold Dishner Insurance Agency

Video

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• PowerPoint
  (If unable to view, click to download PowerPoint Viewer 2007)
• A Shopper's Guide to Long Term Care Insurance (link to NAIC catalog, $.71 per copy)
• State Farm Long Term Care Pamphlets
• State of Tennessee Long Term Care Insurance

Taxes

Joan Mitchell, CPA,
Shorter, Carden, Mitchell & Gray P.C.

Video, 2007, 1 hr. 27 min.
No video from 2008. Content the same

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• Seminar Outline
• Social Security Tax Examples
• Tennessee Deferred Compensation Programs
• Comparison of 457 and 401(k) plans
• TN Deferred Compensation Publications

Insurance, State and General

Joyce Willocks, ETSU Benefits Manager

David Erickson, Erickson Insurance Services

David Strickland, Corporate Insurance Group

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• Continuing State of TN Insurance at Retirement

• POMCO Medicare Supplement Plan for TN Government Retirees

• Long Term Care Insurance Monthly Premiums and Daily Benefit Amounts, State Plan

View videos along with a copies of the powerpoint below

• Video - afternoon session
• Video - evening session
• Powerpoint - Insurance Considerations, David Erickson
• Powerpoint -I RA Wealth Protection Strategies, David Strickland
  (If unable to view, click to download PowerPoint Viewer 2007)
  
  Also See Fall 2007, Insurance, Oct. 25

Deferred Compensation

Trampus Bright, Great West Retirement Services

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• Video - afternoon session
• Video - evening session
• Tennessee Deferred Compensation Programs
• Comparison of the 457 and 401(k) plans
• TN Deferred Compensation Publications

Crime Prevention

Officer Terry Hardin, Johnson City Police Department

Identity Theft
Agent David Bishop, FBI

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No handouts or video available

Websites recommended:

• www.ic3.gov
• www.optoutprescreen.com
• www.lookstogoodtobetrue.com
• www.snopes.com
  
  

Credit Report organizations

• Experian 888-397-3742, http://www.experian.com/
• Transunion 800-680-7289,  http://www.transunion.com/
• Equifax 800-525-6285,  http://www.equifax.com/home/