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Financial Aid

Bill Gatton College of Pharmacy

What is Financial Literacy? The President's Advisory Council on Financial Literacy defines personal financial literacy as "the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being."

Personal financial literacy is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term vision and planning for the future, and the discipline to use those skills every day. The decisions you make now, from choosing which student loan to borrow to how you use a credit card, will affect you for years after you graduate.

Helpful Links

Federal Loan Programs https://studentaid.ed.gov/sa/sites/default/files/federal-loan-programs.pdf

Budgeting Tips https://studentaid.ed.gov/sa/prepare-for-college/budgeting/budgeting-tips

Free Credit Reports (not credit scores) are available at www.annualcreditreport.com

Repayment Plans  https://studentaid.ed.gov/sa/repay-loans

Responsible Borrower https://studentaid.ed.gov/sa/sites/default/files/responsible-borrower.pdf

Repayment Calculator https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action

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