Schedule of Benefits

DISABILITY INCOME BENEFITS
SECTION I - SCHEDULE OF BENEFITS
Total Disability Base Benefit Amount
During Your First 2 Years of Medical School
$1,000.00
After You Have Completed 2 Years of Medical School
$1,500.00
Lump Sum Benefit $5,000.00
Loan Payoff Maximum Benefit $175,000.00
Survivor Benefit 4 times the Total
Disability Benefit Paid For the Month Just Prior to Your Death
Elimination Period 90 days
Maximum Benefit Period To Your 65th Birthday
Mental and Nervous Disorders Limitation 24 Months of Benefits

Benefits for Disability may be reduced to less than the applicable Base Benefit Amount shown above, as described in Reductions to the Base Benefit Amount in Section III.

THE TRUSTEE RESERVES THE RIGHT TO TERMINATE, SUSPEND, WITHDRAW, AMEND OR MODIFY THE PLAN AT ANY TIME. ANY SUCH CHANGE OR TERMINATION IN BENEFITS:  (a) WILL BE BASED SOLEY ON THE DECISION OF THE TRUSTEE; AND (b) MAY APPLY TO ALL STUDENTS.