|DISABILITY INCOME BENEFITS|
|SECTION I - SCHEDULE OF BENEFITS|
|Total Disability Base Benefit Amount|
During Your First 2 Years of Medical School
After You Have Completed 2 Years of Medical School
|Lump Sum Benefit||
|Loan Payoff Maximum Benefit||
4 times the Total
Disability Benefit Paid For the Month Just Prior to Your Death
|Maximum Benefit Period||To Your 65th Birthday|
|Mental and Nervous Disorders Limitation||24 Months of Benefits|
Benefits for Disability may be reduced to less than the applicable Base Benefit Amount shown above, as described in Reductions to the Base Benefit Amount in Section III.
THE TRUSTEE RESERVES THE RIGHT TO TERMINATE, SUSPEND, WITHDRAW, AMEND OR MODIFY THE PLAN AT ANY TIME. ANY SUCH CHANGE OR TERMINATION IN BENEFITS: (a) WILL BE BASED SOLEY ON THE DECISION OF THE TRUSTEE; AND (b) MAY APPLY TO ALL STUDENTS.