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Financial Aid

East Tennessee State University

Understanding your Financial Aid

Financial aid awards are based on financial need, availability of funds, and the student's expected family contribution (EFC). The EFC is calculated from the information submitted though FAFSA. Financial need is determined by subtracting the EFC from the Cost of Attendance.

Cost of Attendance

Includes tuition and fees, indirect costs, room and board, and estimated federal loan fees. The total amount of aid a student receives may not exceed his/her total cost of attendance. This includes, scholarships, loans, and external funding.

Award Letter/Notification

To receive financial aid awards, students need to accept, change, or decline their financial aid offers. This process is completed through Goldlink.  On the "My Financial Aid Info" tab, click on "Financial Aid Awards" and select aid year. Click on "Accept Award Offer" to accept full, partial, or decline amounts.


Student Borrower Rights and Responsibilities 

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